moving to dubai 2026: visas, cost of living, housing, schools & laws

Moving to Dubai in 2026: The Complete Expat Guide (Visas, Costs, Housing, Schools, Laws & Checklist)

27-Sep-2025
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Dubai blends tax-efficient earnings, high safety, superb infrastructure, and year-round sunshine. Career tracks span tech, finance, logistics, tourism, construction, healthcare, education, and media. Families love the clean beaches, parks, theme parks, and world-class schools, while singles enjoy a global dining and nightlife scene.


Dubai at a Glance (Geography, Economy, Workweek, Culture)

  • Location: On the southeast coast of the Arabian Gulf; one of seven emirates in the UAE.

  • Economy: Diversified—trade, tourism, aviation, logistics, finance, real estate, and services (not oil-driven).

  • Workweek: Monday–Friday; weekend Saturday–Sunday.

  • Culture: Modern and cosmopolitan yet conservative in public norms. Respect for local customs keeps life smooth.


UAE/Dubai Visa Options for Relocation (2026)

Employment Visa (Mainland & Free Zone)

Standard route when an employer sponsors you. Steps: work permit → entry permit → medical → Emirates ID biometrics → residence visa (eVisa) → labor contract. Validity typically 1–2 years (zone/employer dependent).

Company Setup & Investor/Partner Visas

If you form or invest in a UAE entity (mainland or free zone), you can obtain a partner/investor residence visa.

Green & Golden Visa (Long-term Residency)

  • Green Visa: self-sponsored residency for skilled employees/freelancers meeting salary/qualification criteria.

  • Golden Visa: long-term residency for investors, exceptional talent, and other eligible categories.

Family/Dependents Visa & Domestic Worker Rules

Once you hold residency and meet income/housing thresholds, you may sponsor spouse, children (age limits apply), and sometimes parents. Domestic worker hiring follows separate rules—use licensed agencies only.

Pro Tip: Unsure which visa suits you? Dubai Visa Center evaluates your profile and recommends the fastest compliant path.


Cost of Living in Dubai (2026): What to Budget

Housing Rent & Deposits

  • Apartments (1–2 BR) dominate central zones; villas/townhouses are common in suburbs.

  • Budget for: security deposit, agent fee, Ejari (tenancy registration), and chiller/AC policies.

Utilities (DEWA), Cooling & Internet

  • DEWA handles water/electricity. Cooling can be chiller-included (building pays) or separate (you pay).

  • Internet/TV/mobile: Major providers are du and Etisalat. Converged bundles reduce cost.

Transport & Fuel

  • Affordable fuel, reliable Metro/Tram/Bus, plentiful taxis/Careem/Uber.

  • Salik (cashless tolls) auto-charges on rentals; keep an eye on parking zone rules.

Groceries, Dining & Leisure

  • Global supermarket chains, local markets, and specialty stores (halal, organic, gluten-free).

  • Dining spans budget eateries to Michelin-starred venues; expect service charges in some places.


Where to Live: Popular Expat Neighborhoods

City & Marina Lifestyle

Dubai Marina, JBR, JLT, Downtown, Business Bay—ideal for walkable lifestyle near offices, malls, and nightlife.

Family Suburbs & Villa Communities

Arabian Ranches, Dubai Hills Estate, Damac Hills, Mirdif, Jumeirah, JVC/JVT—space, schools, parks, and community pools.

Budget-friendly Areas

Al Nahda, Deira, Bur Dubai, Discovery Gardens, International City—value rentals with good transport links.


Finding a Home & Setting Up Utilities (Step-by-Step)

Tenancy Contracts, Ejari & Deposits

  1. Shortlist via reputable portals/agents.

  2. Sign tenancy (usually 12 months) and pay security deposit.

  3. Register Ejari—required for visas, school admissions, and some services.

DEWA (Water & Electricity), Chiller, Gas

  • Activate DEWA with Ejari and Emirates ID/entry permit.

  • Confirm if AC/chiller is billed to you or included.

  • Gas: many buildings use piped gas; some use cylinders managed by building services.

Internet/TV/Phone (du, Etisalat)

  • Choose a plan (speed + TV). Installations are usually quick once residency or entry docs are submitted.


Healthcare & Health Insurance (Mandatory)

Hospitals, Clinics & Emergency Numbers

  • Public and private providers are excellent. Emergency: 999 (Police), 998 (Ambulance), 997 (Fire).

Pharmacy Access & Prescriptions

  • Pharmacies are widespread. Some meds require prescriptions; certain controlled medicines need prior approval—carry documents in original packaging.

Mandatory: Dubai requires health insurance for residents. Confirm if your employer covers dependents or top up privately.


Schools & Early Education (Curricula & Admissions)

  • Curricula include British (IGCSE/A-Levels), American (AP), IB, Indian (CBSE/ICSE), and others.

  • Admissions often require previous school reports, transfer certificate, vaccination records, and assessment. Apply early in peak intake periods.


Driving in Dubai & Getting a License

License Transfer vs. Full Test

  • Nationals of certain countries can exchange their license; others must take classes/tests.

  • Rentals are easy with a valid license and credit card.

Salik Tolls, Parking & Fines

  • Salik is automatic. Observe speed limits—cameras are strict.

  • Read parking zone signs; many areas use app-based payment.


Banking, Money & Taxes

Opening a Bank Account & Credit Cards 

  • Bring passport, Emirates ID/entry permit, visa/offer letter, and proof of address (Ejari).

  • Credit cards require income proofs; many banks offer salary transfer accounts.

Salary (WPS), VAT & Personal Tax Notes

  • Mainland employers pay via Wage Protection System (WPS).

  • VAT (value-added tax) applies on most goods/services; no personal income tax on salaries.


Working Culture, Weekends & Public Holidays (2026)

  • Weekdays Mon–Fri; weekends Sat–Sun.

  • Mix of local and global workplace cultures—punctuality, email etiquette, and modest dress in formal settings are appreciated.


Laws & Etiquette for Newcomers

  • Dress code: Modest in public (cover shoulders/knees where possible); swimwear only at beaches/pools.

  • Alcohol: Legal 21+ in licensed venues; public intoxication/off-premise drinking is illegal.

  • Ramadan: Avoid eating/drinking in public during daylight; dress modestly and keep music low.

  • PDA & Language: Keep PDA minimal; avoid profanity and rude gestures.

  • Photography & Social Media: Don’t photograph people/government sites without consent; avoid posting others’ images/incidents.

  • Medications & Vaping: Some meds need approval; vaping/smoking restricted to designated areas.


Climate & Best Time to Move (What to Pack)

  • Nov–Mar: Pleasant, peak season; ideal for moving.

  • Apr–Oct: Hot to very hot; plan indoor activities.

  • Pack breathable fabrics, a light jacket for strong air-conditioning, sunscreen, and a modest shawl/scarf for malls/mosques.


Moving With Pets (Requirements & Quarantine)

  • Check species/breed rules, microchip, vaccinations, health certificate, import permit, and airline crate specs.

  • Book pet-friendly housing in advance; some communities have size/breed limits.


Newcomer Essentials Checklist (Printable)

  • ✅ Choose visa route (Employment/Investor/Green/Golden/Family)

  • ✅ Secure job offer or company setup (if applicable)

  • ✅ Gather attested certificates & police clearance (if required)

  • ✅ Book temporary stay; shortlist neighborhoods

  • ✅ Sign tenancy → EjariDEWAInternet

  • ✅ Complete medicals, biometrics → Emirates ID

  • ✅ Get health insurance cards for all family members

  • ✅ Open bank account; set up salary and Salik

  • ✅ Transfer or apply for driving license

  • ✅ Enroll children in schools (documents, assessments)

  • ✅ Buy Nol card (public transport), local SIM/eSIM

  • ✅ Understand public-behavior rules (Ramadan, alcohol, photography)

  • ✅ Prepare pet import documents (if applicable)


Why Apply With Dubai Visa Center

  • Compliance-first: We pick the right visa route, avoid document gaps, and align job titles with regulations.

  • Speed: Priority filing, medical/biometric scheduling, and proactive follow-ups.

  • Accuracy: Attestation paths, family sponsorship, and dependents handled end-to-end.

  • Support: From entry permit to Emirates ID, we stay with you.

Pro Tip: Start visa planning 6–8 weeks before your target move to secure housing, schools, and flights at better rates.


CTA: Start Your Dubai Visa Application

Relocating to Dubai in 2026? Apply through Dubai Visa Center for a smooth, secure, and fast process—from visa selection to Emirates ID.

Apply Now → Dubai Visa Center

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